Common Cents
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Knowing about money, how to budget it, and how to save enough to buy a home or other asset is a huge accomplishment. In this 12- to16-hour free, engaging, and interactive class, you will learn:
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Budgeting to create savings
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Understanding credit reports
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Getting out of debt
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Avoiding predatory lending
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Getting a mortgage
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Upon completion of the program, you'll also earn a Homebuyer Education Certificate. This class is free and offered to everyone. Free childcare is provided upon request during in-person sessions.
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Classes will be scheduled and posted on the calendar. Please contact Liv for more information.
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If you are looking for a class with a lower time commitment or are interested in only the Homebuyer Education Certificate, you can learn more about the Framework Homebuyer Course here.
Certified Nursing Assistant (CNA)
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Take part in our 6-week Certified Nursing Assistant course. Classes are normally in the evenings and childcare is provided upon request. The course includes three days of clinicals at Benedictine Health Center (we do not provide childcare during clinicals). Once you complete the course you take the Nurse Assistant Test at an eligible nurse assistant test-out provider (generally Lake Superior College or Fond du Lac Tribal and Community College). Once you are certified you will be eligible for jobs that earn a living wage.
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Contact us by email or call 218-726-1665 ext. 221 with questions or to sign up.
FAIM Matched Savings
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Looking for a way to build savings to purchase a car or other asset? Take part in our FAIM savings account program.
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For every $1 you save, $3 will be added to your FAIM account with a maximum match of $6,000 allowing you to save up to $8,000. In addition to help building your savings, you will be provided with guidance and coaching towards your goals and take part in our Common Cents class.
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Use the savings for a small business start-up, small business expansion, educational expenses, or for the purchase of a home or vehicle.
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To participate, you must:
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Be a Minnesota resident age 18 years or older
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Have earned Income
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Be within income guidelines
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Have assets below $10,000
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Learn more about applying and enrolling in our FAIM program here.