Common Cents: Money and Homebuyer Education Class

COVID-19 update: Due to social distancing, we are conducting our Common Cents course online! If interested in participating in the next session, please contact our coaching team at coaching@communityactionduluth.org for more information.

Knowing about money, how to budget it, how to reduce debt, and how to save enough to buy a home or other asset is a huge accomplishment. In this 16-hour free engaging and interactive class, you will gain skills in managing your money and improving your credit. This class is open to everyone and required for people in the FAIM Matched Savings program.

In this class, you will learn:

• Budgeting to create savings

• Understanding credit cards

• What's in a credit report

• Improving your credit score

• Getting out of debt

• Dealing with collectors

• Avoiding predatory lending

• Getting a mortgage

• Preventing identity theft

• You'll also earn a Homebuyer Education Certificate

Nearly everyone who has taken this class has said they wish they had done it sooner. During in-person sessions, childcare is provided. There is no charge for the class.

Eligibility

This class is open to anyone interested in improving their financial skills.

How to Connect

If you would like more information about Common Cents, please call our office at 218-726-1665 or email us at coaching@communityactionduluth.org.

Framework Homebuyer Course

Are you looking for a class that is less of a time commitment or are only interested in a homebuyer education certificate? As an alternative option to Common Cents, we are happy to be partnering with Framework to provide an alternative homebuyer course. This course requires only 8 hours of your time and can be completed online at your own pace. Prior to completing the course, we recommend checking with your lender to verify that a Framework certificate qualifies you for your mortgage.

Buying a home is a big deal, whether you're doing if for the first time or getting back into the ever-changing market. When you educate yourself for smart homeownership with

Framework, you'll navigate every step of the process with confidence. The Framework course is affordable too: just $75.

To get started visit caduluth.frameworkhomeownership.org. Click here for a video preview!